Credit Union Benefits:

Heartland Area FCU
6111 N. 72nd Street
Omaha, NE 68134-2157
Toll Free 1-866-314-2328
Phone (402) 571-8444
Fax (402) 571-0462

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Rev. 11/2013

PRIVACY NOTICE

FACTS WHAT DOES Heartland Area Federal Credit Union
DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Income
  • Account Balances and Payment History
  • Credit History and Credit Scores
When you are no longer our customer, we can continue to share your information as described in this notice.
How? All financial companies need to share member's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member's personal information; the reasons Heartland Area Federal CU chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Heartland Area FCU share? Can you limit this sharing?
For our everyday business purposes —
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes —
to offer our products and services to you
Yes No
For joint marketing with other financial companies

Yes No
For our affiliates' everyday business purposes —
information about your transactions and experiences
No No
For our affilates' everyday business purposes —
information about your creditworthiness
No No
For our affiliates to market to you

No No
For nonaffiliates to market to you

No No

Questions? Call 402-571-8444 or visit www.heartlandfcu.org

Who We Are
Who is providing this notice? Heartland Area Federal Credit Union
What We Do
How does Heartland Area FCU protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We have an Information Security Program and a Code of Ethics. All employees are expected to abide by programs and policies established in an effort to protect customer information.
How does Heartland Area FCU collect my personal information? We collect your personal information, for example, when you:
  • Open an account or deposit money
  • Make a wire transfer or apply for a loan
  • Use your debit or credit card
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only:
  • Sharing for affiliates' everyday business purposes - information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial or nonfinancial companies.

Heartland Area Federal Credit Union has no affiliates
Nonffiliates Companies not related by common ownership or control. They can be financial or nonfinancial companies.

Heartland Area Federal Credit Union does not share with non-affiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Heartland Area Federal Credit Union doesn't jointly market.
Other Important Information
 
 


Your savings Federally insured to at least $250,000
and backed by the full faith and credit of the United States Government.
National Credit Union Administration,
a U.S. Government Agency.


We do business in accordance with the
Federal Fair Housing Law and the
Equal Credit Opportunity Act.